body {
	margin: 0px;
	font-family: Arial, Helvetica, sans-serif;
}
a:link {
	color: #116DAC;
	text-decoration: none;
}
a:hover {
	color: #37B0D5;
	text-decoration: underline;
}
a:visited {
	color: #666666;
	text-decoration: underline;
}
#banner {
	background-image: url(../images/vsg_04.gif);
	background-repeat: no-repeat;
	height: 75px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	text-align: right;
	padding-right: 20px;
	padding-top: 20px;
}
#contentarea {
	padding-right: 15px;
	padding-bottom: 15px;
	padding-left: 15px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
}
#footnav {
	float: right;
	margin-bottom: 5px;
}
.footer {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #999999;
	background-image: url(../images/vsg_11.jpg);
	background-repeat: no-repeat;
	padding: 10px;
	height: 50px;
	width: 734px;
	background-position: center top;
}

.copyright {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #666666;
	margin-top: 45px;
}
.hmflash {
	margin-top: 5px;
	margin-bottom: 5px;
}
.linktxt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #434343;
	text-decoration: none;
}
.bodytxt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #434343;
	text-decoration: none;
	padding-right: 10px;
	padding-top: 6px;
	line-height: 18px;
}
.bodytxt-tight {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #434343;
	text-decoration: none;
	padding-right: 10px;
	padding-top: 6px;
}
.bodytxt-loose {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #434343;
	text-decoration: none;
	padding-right: 10px;
	padding-top: 6px;
	line-height: 16px;
}
.bodytxt-rt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #434343;
	text-decoration: none;
	padding-top: 6px;
	line-height: 18px;
	padding-left: 10px;
}
.bodytxt-rt2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #434343;
	text-decoration: none;
	padding-top: 6px;
	line-height: 14px;
	padding-left: 10px;
}
.body-reg {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #666666;
}

.title-blubld {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 15px;
	font-weight: bold;
	color: #1C568D;
	margin-bottom: 5px;
}
.graycoltxt {
	background-color: #EAEAEA;
	padding: 6px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 15px;
	color: #424242;
}
.whitecoltxt {
	padding: 6px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 15px;
	color: #424242;
}
.title-space {
	margin-bottom: 5px;
}
.img-right {
	float: right;
	margin-left: 8px;
	border: 1px solid #999999;
	margin-top: 4px;
}
.img-left {
	float: left;
	margin-top: 4px;
	margin-right: 8px;
	border: 1px solid #999999;
}
.img-right2 {
	float: right;
	margin-top: 3px;
	margin-bottom: 5px;
	margin-left: 5px;
	border: 1px solid #1C568D;
}
.dotlinehoriz {
	background-image: url(../images/bullet.gif);
	background-repeat: repeat-x;
	height: 5px;
	margin-top: 5px;
	margin-bottom: 5px;
	background-color: #FFFFFF;
	background-position: center;
}
.dotlinevert {
	background-image: url(../images/bullet.gif);
	background-repeat: repeat-y;
}
.outline {
	border: 1px solid #1C568D;
}
.small-gray {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
}
.footfade {
	background-image: url(../images/footfade.jpg);
	background-repeat: repeat-x;
	height: 124px;
}
.nvindex {
	background-color: #F0F5F8;
	padding: 5px;
	border: 1px solid #BACFDD;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #666666;
	line-height: 18px;
}
.img-lft-nobrdr {
	float: left;
}
#moretext {
	display: none;
}
 #everyone {
	display: none;
}
#expect {
	display: none;
}
#prepare {
	display: none;
}

.navbar {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #666666;
	text-decoration: none;
	background-color: #EEEEEE;
	padding-top: 5px;
	padding-bottom: 5px;
	padding-left: 15px;
	border-top-width: 1px;
	border-bottom-width: 1px;
	border-top-style: solid;
	border-bottom-style: solid;
	border-top-color: #003366;
	border-bottom-color: #003366;
}
.navlinks {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #666666;
	text-decoration: none;
	padding: 3px;
}
a.navlinks:link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #666666;
	text-decoration: none;
	padding: 3px;
}
a.navlinks:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #003366;
	text-decoration: none;
	background-color: #FFFFFF;
	padding: 3px;

}
.navactive {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #666666;
	text-decoration: none;
	padding-top: 3px;
	padding-right: 1px;
	padding-bottom: 3px;
	padding-left: 1px;
}
.arial18 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
}
.arial15 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 15px;
}
.frameborder {
	border-top-width: 1px;
	border-bottom-width: 1px;
	border-top-style: solid;
	border-bottom-style: solid;
	border-top-color: #999999;
	border-bottom-color: #999999;
}
.linksbox {
	background-color: #f0f9fa;
	padding: 6px;
	border: 1px solid #666666;
	width: 340px;
}
.gray12bld {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #666666;
}
.faqtext {
	font-size: 12px;
	color: #666666;
}
.faq-a {
	background-color: #f6f6f6;
	padding: 10px;
	margin-top: 5px;
	margin-right: 50px;
	margin-bottom: 10px;
	margin-left: 10px;
	border: 1px dotted #999999;
	color: #454545;
	font-size: 12px;
}
.faqtitle {
	font-size: 16px;
	color: #CC6600;
	margin-bottom: 15px;
	padding-bottom: 5px;
	border-bottom-width: 1px;
	border-bottom-style: dotted;
	border-bottom-color: #CCCCCC;
	margin-top: 5px;
	padding-top: 10px;
	border-top-width: 1px;
	border-top-style: dotted;
	border-top-color: #CCCCCC;
}